2024 Roth Ira Contribution Limits 401k Meaning. If you are able to contribute more than the 401(k) max (the maximum contribution is $23,000 for 2024), you may want to put funds into an ira. 2024 and 2025 roth ira contribution limits and income limits.
The 2024 roth ira income limits are $161,000 for single tax filers and $240,000 for those married filing jointly. This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose.